Table of Benefits

Platinum Plan

Personal Care

SAPPHIRE

RUBY

EMERALD

DIAMOND

INPATIENT & DAILY BENEFIT

Max payable per disability

1,000,000

2,000,000

5,000,000

300,000

400,000

500,000

600,000

Room & Board

8,000

10,000

12,000

1,200

2,000

3,000

5,000

ICU

16,000

16,000

16,000

2,400

4,000

6,000

10,000

HOSPITAL GENERAL EXPENSES

Misc Services, inc drugs,

dressings X-ray, lab tests,

Operating room

Full

Cover

Full

Cover

Full

Cover

15,000

20,000

30,000

50,000

Emergency treatment -

1st visit within 24 hrs

& 15 days follow up

10,000

15,000

20,000

2,000

3,000

4,000

5,000

Ambulance

2,000

2,000

2,000

1,000

1,000

1,000

1,000

SURGICAL FEE

Full

Cover

Full

Cover

Full

Cover

20,000

30,000

50,000

70,000

Physicians Fee

Full

Cover

Full

Cover

Full

Cover

300

500

800

1,200

Specialist Fee

10,000

10,000

10,000

-

-

-

-

Personal Accident

100,000

100,000

100,000

20,000

40,000

60,000

100,000

EMERGENCY ASSISTANCE

Evacuation

Full

Cover

Full

Cover

Full

Cover

-

-

1,000,000

1,000,000

Repatriation

Full

Cover

Full

Cover

Full

Cover

-

-

1,000,000

1,000,000

Repatriation of mortal remains

Full

Cover

Full

Cover

Full

Cover

-

-

1,000,000

1,000,000

OPTIONAL OUTPATIENT

BENEFITS

OPD-25 / Classic

25,000

25,000

25,000

400

500

1,000

1,500

OPD-30 / Plus

30,000

30,000

30,000

500

800

1,200

2,000

OPD-50 / Deluxe

50,000

50,000

50,000

600

1,000

1,500

2,500

Outpatient chiropractic &

physical therapy (max/yr)

3,000

3,000

3,000

-

-

-

-

NOTES

Families are eligible for 10% discount

Members who join BEFORE the age of 61 years and are

continuously insured are guaranteed renewal for life.

Members who join after the age of 60 years AND 364 days are guaranteed renewal up to the age of 70 years inclusive