• TRAVEL TO THAILAND INSURANCE


    (Updated: May 12, 2022)

    Since the 1st of November 2021, you will need to apply for the Thailand Pass to be able to enter Thailand. An insurance policy with a coverage of minimum 10,000 USD including COVID coverage is mandatory.

    All plans below meet the insurance requirements. With effective date 15 February 2022, the coverage for asymptomatic cases is going to change as follows:

    Clients who are tested positive to Covid-19 and who do not present any of the below symptoms, no longer need to quarantine as per the latest regulations of the Ministry of Public Health.


    -When the fever is higher than 39 degrees Celsius for more than 24 hours

    -Breathe 25 times faster per minute in adults

    -Oxygen saturation < 94 %

    -Diseases that have changed or need to be closely monitored symptoms at the discretion of the physician

    -For children, if they have difficulty breathing, lethargy, or eat less


    Therefore, the insurers will no longer offer coverage for the quarantine expenses of asymptomatic clients as it is no longer medically necessary for such cases to be placed under quarantine. This will also mean no coverage for flights which need to be cancelled after testing positive.

    Should asymptomatic clients choose to quarantine in a hotel/hospitel or self-isolate on their own accord, their isolation expenses (room, food, alcohol gel, masks etc...) will not be covered by the insurance policy.


    However, should asymptomatic clients be clinically advised and referred by a medical professional (e.g. certified doctor) to forced quarantine in a hospital or hospitel, their isolation expenses will be covered by the insurance policy (this does not apply to the ACS options).


    We can assist!

    Many internet brokers are now offering these insurances, many times the same ones we do but with multiple Offices in Thailand we are not only able to assist you with arranging the insurance, but we are also 24 hours a day at your service once you are in Thailand. We can assist you if you get hospitalised or with your claim handling.

    Since the requirements change frequently, we suggest you contact your local Thai Embassy to inquire what your insurance requirements exactly will be. This because there are different requirements for different kinds of Visas, such as TR, STV, NON-OA and NON-O.

    Below you will find the highlights of a few plans where you can apply through a link and receive the COVID/Travel to Thailand Insurance Certificate within minutes. Should you also need an insurance certificate stating you have a 400,000 Baht Inpatient Coverage and a 40,000 Baht Outpatient coverage, please forward your insurance certificate to us and we will arrange this for you. You can do this by simply sending an e-mail

    If you are not sure about which option will suit your needs best, if you are searching for a real Health Insurance or if you don’t have a Credit Card: Please use our contact form. We will then contact you a.s.a.p.

     
     

    LUMA Thailand Pass (Thailand)

    Some of the highlights at a glance:

    • Applicable from age 1-74.
    • Approved for STV, TR, Non-OA and Non-O Visa.
    • Meets the Travel to Thailand Insurance and COVID 19 coverage requirements.
    • Coverage from 350,000 THB up to 1,800,000 THB for accident/illness/COVID 19.
    • No Deductible and No Waiting Periods, coverage from Day 1 including possible medical expenses incurred during your quarantine period.
    • No direct billing EXCEPT FOR covid. If you are hospitalised because of COVID, LUMA will pay the Hospital directly (also if no symptoms). For other Hospitalisations it will be looked at on a case-by-case basis. Outpatient is always on a pay and claim back basis.
    • When applying online, your Certificate of Insurance will be issued within minutes via email (but it can take longer at busy times).
    • All ages the same rates.
    • The policy does not cover for medical expenses caused by a Motorbike accident.
    • Please note: pre-existing conditions are excluded from coverage.

    Indicative premium per period of coverage

    Lite Plan

    Plan 1

    Plan 2

    30 Days or below

    2,299 THB

    2,799 THB

    3,999 THB

    60 Days

    4,598 THB

    5,598 THB

    7,998 THB

    90 Days

    6,897 THB

    8,397 THB

    11,997 THB

    120 Days

    9,196 THB

    11,196 THB

    15,996 THB

    180 Days

    13,794 THB

    16,974 THB

    23,994 THB

    270 Days

    20,691 THB

    25,191 THB

    35,991 THB

    365 Days

    27,971 THB

    34,054 THB

    48,655 THB

     

    Applying can easily be done here. (credit card payments only)

    For the Brochure and General Conditions:

    7 LUMA Thailand Pass - Brochure 5.2022.pdf
    8 Policy Wording Thailand Pass Plan 1.pdf

     

    AXA Sawasdee Thailand Plan (Thailand)

    Some of the highlights at a glance:

    • Applicable from age 6 Months to 74 Years old.
    • If the insured is below 5 Years old, the policy must be bought with at least 1 adult.
    • Maximum duration: 180 days.
      Restrictions:
      -With pre-existing conditions: Max policy period is 30 days
      -6 months - 64 years old: Max policy period is 180 days
      -65 – 74 years old: Max policy period is 90 days
    • You can extend the policy when in Thailand up to the maximum policy duration of 180 days including the initial policy.
    • AXA will not issue a separate 400,000/40,000 baht certificate. Do not use this plan if you will travel with a NON OA or STV.
    • Not available for Thai Nationals.
    • Meets the 20.000 USD and COVID 19 coverage requirements. Coverage up to 750.000 THB for accident/illness/COVID 19.
    • Direct billing service with a wide range of contract hospitals. No direct billing if it is not a contract Hospital.
    • When applying online, your Certificate of Insurance will be issued within minutes via email.
    • AXA will only refund if the Visa is rejected because the AXA certificate is not accepted by the Thai Embassy.
    • All ages the same rates but rates can be different depending on your country of departure.
    • The coverage ends on the end date of the policy or when you leave Thailand. This is a single entry policy.

    Please note: pre-existing conditions are excluded from coverage.

    The premiums:

    For this we invite you to get a Quote through below link. AXA works with 3 Zones and the Premium depends on the Risk of the Country where you start your travel. Get a Quote or applying can easily be done via this link (credit card payments only)

    Some Premium examples

    FOREIGNER Australia,  China, Finland, Hong Kong, New Zealand, Singapore Norway, Denmark, Japan, Sweden, Switzerland, UAE, France, Germany, Italy, Netherlands, Spain, USA, UK
    Plan 1 Plan 1
    30 days 2,938 3,919
    60 days 4,695 6,520
    90 days 6,520 9,702
    180 days 13,296 18,879
     

    For the Brochure and General Conditions:

    5 Sale TA Inbound - Sawasdee Thailand Revised
    6 AXA Frequenly Asked Questions [FAQ]

     

    ACS Globe Traveller Plan (France)

    Some of the highlights at a glance:

    • Applicable from age 1-64.
    • Approved for TR,  Non-OA and Non-O Visa.
    • Coverage up to 150.000 EUR for accident/illness/COVID 19.
    • There is no coverage if you are asymptomatic after testing positive.
    • No Deductible and No Waiting Periods, coverage from Day 1 including possible medical expenses incurred during your quarantine period.
    • Direct billing service with any private hospital in case of hospitalization.
    • When applying online, your Certificate of Insurance will be issued within minutes via email.
    • The Policy can be extended after approval of the Company
    • All ages the same rates but rates can be different depending on your country of departure.
    • Please note: pre-existing conditions are excluded from coverage.

    The premiums:

    • 30 days | 40 Euro (1464 THB)
    • 90 days | 120 Euro (4393 THB)
    • 180 days | 300 Euro (10983 THB)
    • 270 days | 450 Euro (16474 THB)
    • 365 days | 600 Euro (21966 THB)

    Applying can easily be done here (credit card / PayPal payments only).

    For the Brochure and General Conditions:

    1 Globe-Traveller-Benefits.pdf
    2 Globe-Traveller-General Conditions.pdf

     

    ACS Globe Partner Plan (France)

    Some of the highlights at a glance:

    • Applicable from age 1-69.
    • Approved for TR, Non-OA and Non-O Visa.
    • Meets the 100.000 USD and COVID 19 coverage requirements.
    • Coverage up to 150.000 EUR for accident/illness/COVID 19.
    • There is no coverage if you are asymptomatic after testing positive.
    • No Deductible and No Waiting Periods, coverage from Day 1 including possible medical expenses incurred during your quarantine period.
    • Direct billing service with any private hospital in case of hospitalization.
    • When applying online, your Certificate of Insurance will be issued within minutes via email.
    • The Policy can be extended after approval of the Company.
    • All ages the same rates but rates can be different depending on your country of departure.
    • Please note: pre-existing conditions are excluded from coverage.

    The premiums; Zone 1 (Europe)

    • 30 days <36 36.00 Euro (1318 THB)
    • 30 days >36 42.60 Euro (1560 THB)

    The premiums; Zone 2 (Outside Europe)

    • 30 days <36 62.00 Euro (2269 THB)
    • 30 days >36 73.80 Euro (2701 THB)

    For each extra 30 days, the same premium applies. Applying can easily be done here (credit card / PayPal payments only).

    For the Brochure and General Conditions:

    3 Globe Partner-Brochure-en.pdf
    4 Globe Partner-General Conditions.pdf


    In case:

    The above-mentioned plans do not suit your needs, or if you are looking for a real Health Insurance, or if you are not sure which plan to choose... We invite you to fill out the contact form below. Once received, we will come back to you as soon as possible. If you look for a Health Insurance, click here.